78% of life insurance sales go to the agent who responds first. CoverIQ's AI scores your hottest leads, writes your follow-ups, and keeps your whole pipeline moving — automatically.
The only CRM built exclusively for life insurance brokers and agencies. Not adapted. Built from scratch for your workflow.
AI found 3 hot leads
Call them now ⚡
$34K commission
this month 🎉
↑ 38% close rate
Good morning, Jake 👋
1,247
Total Leads
89
Responded
23
Converted
$34K
Commission
AI found 3 hot leads that responded in the last 2 hrs — call them now!
Name
St
Score
Status
Maria Garcia
TX
94RespondedJohn Smith
FL
81TextedAmy Chen
CA
67NewSound familiar?
Generic CRMs weren't built for life insurance. That's why your pipeline leaks.
Studies show leads go cold in under 5 minutes. Without instant AI prioritization, you're always playing catch-up.
Spreadsheets, dialers, SMS tools, email, and a CRM that talks to none of them. It's chaos.
Without AI scoring you're calling leads randomly and burning time on low-probability prospects.
As an agency owner, you have zero visibility into which agents are performing and who needs help.
Manually tracking who needs a text, email, or call is impossible at scale. Leads slip away every day.
Salesforce and HubSpot cost a fortune AND require months of setup — for a tool not built for insurance.
CoverIQ was built to solve every one of these.
One platform. Built exclusively for life insurance. No workarounds, no plugins, no chaos.
See how it worksThe full platform
Every feature was designed for how life insurance brokers actually work.
GPT-4 scores every lead 1–100 based on age, state, health profile, and engagement. Open CoverIQ and instantly know who to call first. No guessing. No wasted calls.
AI Lead Score
LiveMaria Garcia, TX
John Smith, FL
Amy Chen, CA
Bob Taylor, OH
💡 AI Insight: Maria responded 2h ago. Call her now — 94% close probability.
Conversion rate: 11.3% — up 4.2% this month 🎉
Drag-and-drop Kanban pipeline built around insurance workflows — New, Texted, Responded, Converted, DNC. See exactly where every lead is.
Blast campaigns to your whole list, set up automated drip sequences, and click to call leads directly from their profile. Everything in one tab — no extra apps.
Powered by Twilio — your real number shows on caller ID.
Maria Garcia · TX
AI Score 94/100 🔥
+$1,440
commission 🎉
AI Score 94
🤖 detected
Run your whole agency from one account. Add brokers, assign leads, set commission rates, and see a real-time leaderboard of who's closing.
Broker Leaderboard — This Month
Jake Thompson
14 policies closed
Maria Santos
11 policies closed
David Lee
8 policies closed
Amy Wilson
5 policies closed
Why CoverIQ
Generic CRMs require months of setup and still don't do what you need. CoverIQ is ready on day one.
| Feature | CoverIQ | GoHighLevel | Salesforce | HubSpot | Spreadsheets |
|---|---|---|---|---|---|
| Built for life insurance | |||||
| AI lead scoring (insurance-specific) | $$$ addon | $$$ addon | |||
| AI objection coach | |||||
| Built-in SMS campaigns | $$$ addon | $$$ addon | |||
| Built-in VoIP / softphone | $$$ addon | ||||
| Multi-broker management | |||||
| Broker leaderboard & commissions | $$$ custom | ||||
| Setup time | < 1 day | 3–7 days | 3–6 months | 1–2 months | N/A |
| Starting price | $49/mo | $97/mo | $300+/mo | $800+/mo | Free (your time) |
The math is simple
CoverIQ users report closing an average of 3–5 more policies per month. Here's what that means for your income.
Average life insurance policy
$150/mo premium
$1,800 annual value
Your commission (80%)
$1,440/policy
Per closed deal
3 extra closes per month
+$4,320/mo
$51,840 per year in additional commission
CoverIQ Pro costs $149/month. If it helps you close just 1 extra policy per month...
867% ROI
That's $1,440 earned for every $149 spent. Most users see this in their first week.
Do the math
Slide to your numbers and see exactly what a 35% close-rate lift would add to your income.
See what CoverIQ would add to your income this year
Current closes/mo
10
With CoverIQ (+35%)
13
Extra commission/yr
$4.3K
Your estimated ROI: 242%
That's $360 extra/month for $149/mo investment
Getting started
Upload a spreadsheet or paste a CSV. Leads are in the system in seconds, scored automatically.
Every lead gets a 1–100 score. You know exactly who to call first without thinking about it.
Set up drip sequences once. CoverIQ texts and emails your leads on a schedule you set.
Move deals forward, track policies, and watch your commission dashboard grow in real-time.
Powered by best-in-class technology
Twilio
SMS & Calling
OpenAI
GPT-4 AI
Stripe
Payments
Clerk
Authentication
Lead Ads
PostgreSQL
Database
Real results
“The AI scoring alone is worth it. I used to call leads in the order they came in. Now I call the highest-scored ones first and my close rate jumped 30% in two months. I closed 4 deals my first week.”
Marcus R.
Independent Agent · Texas
“We replaced 4 tools with CoverIQ — our dialer, SMS platform, CRM, and spreadsheets. Setup took a day. My team was fully running in a week. The leaderboard keeps everyone competitive.”
Sarah K.
Agency Owner · 12 Brokers
“The objection coach changed everything for a new agent on my team. He went from 1 close a week to 4 just by using the AI responses when leads pushed back. He was ready to quit. Now he's my #2 producer.”
James T.
Senior Broker · Florida
Pricing
14-day free trial on all plans. No credit card required. Cancel anytime.
No hidden fees. No sales calls to get a price. Just sign up and go.
Solo agent getting started.
14-day free trial included ✓
Growing team, more power.
14-day free trial included ✓
Large agency, unlimited scale.
14-day free trial included ✓
Need a custom plan for a large enterprise? Contact us
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FAQ
Join thousands of life insurance professionals using CoverIQ to work smarter, follow up faster, and earn more.
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